Is paying your mortgage off quicker really the best option?

Posted By John Cachia,
16/01/2020 15:00 PM
Not so long ago one of the most effective, low risk wealth creation strategies was to use spare savings to pay down a mortgage, either directly or via the well disciplined use of an offset account. If...

The magic of the European Christmas Markets

Posted By John Cachia,
19/12/2019 16:00 PM
Ever dreamed of a white Christmas? While there’s something so very Australian about a sweltering southern-hemisphere celebration, the lure of snow and mulled wine is something else again. Imagine the...

Four financial resolutions to kick start the new year 

Posted By John Cachia,
19/12/2019 16:00 PM
The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is the ideal time for setting financial...

5 ways to benefit from record low interest rates

Posted By Levent Aldogan,
22/11/2019 16:32 PM
Interest rates have never been lower, and it’s possible they might fall even further. This creates opportunities for householders and businesses, so how can you best take advantage of low interest...

Financial Advice, Royal Commission and You

Posted By John Cachia,
22/11/2019 16:22 PM
The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry delivered its final report in February 2019, capping off a process that revealed the unethical and,...

Get the biggest bang from your renovation buck

Posted By Levent Aldogan,
25/10/2019 12:00 PM
Whether it’s doing up the bathroom or kitchen, or adding an entire new wing to the house, some focussed planning will help your home renovation project run smoothly. Here are some tips to help you...

Why the interest in index funds?

Posted By John Cachia,
08/10/2019 11:00 AM
As the name suggests, an index investment fund seeks to deliver a similar return, less fees, as its chosen index. In its simplest form an index fund purchases the same shares in the same proportions...

Using your equity to build wealth

Posted By John Cachia,
04/10/2019 13:39 PM
The equity you have in your home is simply the difference between the current market value of your home and the amount you still owe on your home loan. For example, if your home is worth $800,000 and...

Traps to avoid in retirement - Leaving it too late to achieve your goals

Posted By John Cachia,
06/09/2019 10:54 AM
Most of us had retirement dreams, and couldn’t wait to finish work. So once retired, why haven’t we started ticking items off the bucket list? There’s no time like now for living your dreams. When...

The link between financial stress and mental health

Posted By John Cachia,
06/09/2019 10:52 AM
If you’ve ever laid awake at night thinking about your finances you’ll know: financial stress can be debilitating. What you may not be aware of is the strong link between financial stress and mental...