Blog

5 small business strategies for kick-starting the financial year.

Posted By John Cachia,
04/07/2019 16:00 PM
How often do you give your business finances a tidy-up? As another end-of-financial-year rolls by, now is as good a time as any to undertake a bit of housekeeping. The stresses of running a small bu...

RBA cuts the cash rate to an all time low

Posted By John Cachia,
17/06/2019 18:55 PM
At the start of this month the Reserve Bank of Australia (RBA) cut official cash rate by 0.25% to a record low of 1.25%. The rate cut was implemented in response to a slow-down in economic growth...

Why it just got harder to get a home loan

Posted By Levent Aldogan,
17/06/2019 11:00 AM
Anyone applying for a home loan these days will find that there are more hurdles to jump than has recently been the case. So why is it harder to get a home loan? And what can you do to improve your ch...

Is household debt consuming you?

Posted By Levent Aldogan,
12/06/2019 21:06 PM
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross domestic product (GDP), our household debt, as...

How much do I need to start investing?

Posted By John Cachia,
12/06/2019 19:00 PM
Far from being the realm of the rich, building an investment portfolio is something that most people can do. It can start as a simple savings plan – a few dollars in the bank – before...

Return of the trade war

Posted By Chris Smith,
21/05/2019 13:48 PM
This month we have seen both local and overseas markets continue to remain volatile. This has been caused largely by the recurrence of the US/China trade war. For a while, both countries seemed to be...

Placing your family wealth in trust

Posted By John Cachia,
19/05/2019 14:56 PM
The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most tax-effective way. There is no...

8 common financial mistakes people make in their 30s

Posted By Levent Aldogan,
06/05/2019 20:41 PM
Climbing the career ladder, perhaps buying a home and starting a family – the 30s are an exciting stage of life. However, the decisions made now can make a big difference to future financial...

Building a passive income

Posted By John Cachia,
11/04/2019 10:00 AM
A simple guide from an earlier era suggested eight hours for sleeping, eight hours for work and eight hours for leisure. Nowadays work seems to take up more than its fair share and many people might...

Financial advice is not the same for everyone

Posted By John Cachia,
21/03/2019 10:13 AM
Financial planning. That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the...