Don’t let tax creep up on you

Posted By John Cachia,
10/10/2018 09:00 AM
Australia has a progressive income tax system. This simply means that higher income earners pay a greater proportion of their income in tax than low-income earners. It is achieved by applying a differ...

Is a DIY Will kit enough?

Posted By Chris Smith,
27/09/2018 12:00 PM
More than 45% of Australians don’t have a valid Will. If you die without one, your hard-earned wealth (your estate) will be distributed according to the rules of intestacy – a government-d...

Compounding: it’s simply magic!

Posted By Chris Smith,
25/09/2018 15:00 PM
Forget about location, location, location being the key to a good investment outcome. For now, let’s think of the most important ingredient as being regular, regular, regular! A regular savings...

If I was 25 again, I would... be wary of investment fads

Posted By John Cachia,
06/09/2018 15:12 PM
Today it's cypto-currencies like Bitcoin. In 2000 it was technology shares. In 1987 it was shares in general, and way back in the seventeenth century investors were going nuts over tulip bulbs. When ...

If I was 25 again I would....…pay extra off my mortgage.

Posted By John Cachia,
30/08/2018 08:00 AM
If I could find just $100 extra per month - less than the proverbial cup of coffee every day - and added this to my repayments on a $300,000 mortgage with an interest rate of 3.75% per annum over a te...

If I was 25 again I would……love budgeting!

Posted By John Cachia,
23/08/2018 15:00 PM
I wouldn’t be scared of the ‘B word’ – budgeting. In fact, I’d make a bit of a game of it, tracking where my money was coming from and cracking the mystery of where it wa...