Does the value of the Aussie dollar affect you?

Posted By John Cachia,
17/12/2018 09:54 AM
You might think that only importers and exporters pay attention to the value of the Aussie dollar, but movements in the exchange rate affect us all. After peaking at US$0.81 in late January 2018...

8 handy tips for travelling overseas

Posted By John Cachia,
17/12/2018 09:51 AM
Even for seasoned travellers there’s a little bit of magic involved in hopping on a plane in Australia today and disembarking in a far-off destination like Istanbul or London tomorrow. For most...

What are you signing up for?

Posted By John Cachia,
29/11/2018 10:52 AM
How many times have you downloaded a new app or connected to free Wi-Fi and agreed to the terms and conditions without giving them a second glance? In your rush to gain access to the must-have...

Ensuring your voice is heard

Posted By John Cachia,
22/11/2018 12:00 PM
When you’re here to supervise your worldly affairs, your voice, which reflects your current views, is heard, and more often than not, heeded. But when you’re not here, what voice will be...

Everything you wanted to know about buying a home

Posted By John Cachia,
20/11/2018 14:41 PM
Ready to make the leap from renting to buying a home? Well, before you begin the search for your perfect home there are lots of questions to ask yourself. Here are some of the big ones.  Do you...

Don’t let tax creep up on you

Posted By John Cachia,
10/10/2018 09:00 AM
Australia has a progressive income tax system. This simply means that higher income earners pay a greater proportion of their income in tax than low-income earners. It is achieved by applying a...

Is a DIY Will kit enough?

Posted By Chris Smith,
27/09/2018 12:00 PM
More than 45% of Australians don’t have a valid Will. If you die without one, your hard-earned wealth (your estate) will be distributed according to the rules of intestacy – a...

Compounding: it’s simply magic!

Posted By Chris Smith,
25/09/2018 15:00 PM
Forget about location, location, location being the key to a good investment outcome. For now, let’s think of the most important ingredient as being regular, regular, regular! A regular...

If I was 25 again, I would... be wary of investment fads

Posted By John Cachia,
06/09/2018 15:12 PM
Today it's cypto-currencies like Bitcoin. In 2000 it was technology shares. In 1987 it was shares in general, and way back in the seventeenth century investors were going nuts over tulip bulbs. When...

If I was 25 again I would....…pay extra off my mortgage.

Posted By John Cachia,
30/08/2018 08:00 AM
If I could find just $100 extra per month - less than the proverbial cup of coffee every day - and added this to my repayments on a $300,000 mortgage with an interest rate of 3.75% per annum over a te...