2019

Building a passive income

Posted By John Cachia,
11/04/2019 10:00 AM
A simple guide from an earlier era suggested eight hours for sleeping, eight hours for work and eight hours for leisure. Nowadays work seems to take up more than its fair share and many people might b...

Financial advice is not the same for everyone

Posted By John Cachia,
21/03/2019 10:13 AM
Financial planning. That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the ...

Managing the transition of your interest-only loan

Posted By John Cachia,
14/03/2019 09:28 AM
Just over four years ago Sarah bought an investment property. To help pay for it she took out a $400,000, 25-year mortgage that offered interest-only (IO) repayments for the first five years. At an in...

New rules for credit cards: what do they mean for you?

Posted By John Cachia,
07/03/2019 09:52 AM
The name John Biggins may not sound familiar, but the banking industry has much to thank him for. Mr Biggins, a Brooklyn banker, was the brains behind the very first credit card in 1946. Known as the ...

When Shane met JK

Posted By John Cachia,
21/02/2019 15:33 PM
On Tuesday (19th February 2019) one of our adviser assistants, John Koutsouroupas (or JK as we affectionately call him) was fortunate enough to attend an exclusive event hosted by Dr Shane O...

The relationship between interest rates and housing affordability

Posted By Levent Aldogan,
21/02/2019 13:29 PM
It goes without saying that homebuyers love low interest rates. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. Lower interest rates also mean...

Making interest-free deals work for you

Posted By John Cachia,
12/02/2019 12:00 PM
They have been around for decades but interest-free deals can still be confusing and costly when not managed correctly. Excitable advertising can make these offers almost too good to refuse, particul...

5 common financial mistakes people make in their 40s

Posted By John Cachia,
30/01/2019 11:00 AM
The 40s are, for many people, a critical decade for building wealth. Income is usually on the rise, but so are expenses such as mortgages and school fees. Juggling priorities can be a real challenge, ...

10 common financial mistakes before retirement

Posted By John Cachia,
22/01/2019 14:40 PM
Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and p...

Make this year a financially healthy one

Posted By John Cachia,
16/01/2019 15:41 PM
Another year is over - how was it for you? Did you achieve everything you’d hoped? Are you better or worse off financially than you were this time last year? With a new year in front of you, w...