2019

Is household debt consuming you?

Posted By Levent Aldogan,
12/06/2019 21:06 PM
By the end of 2018 Australia had, relative to the size of its overall economy, one of the highest levels of household debt in the world. At 127% of gross domestic product (GDP), our household debt, as...

How much do I need to start investing?

Posted By John Cachia,
12/06/2019 19:00 PM
Far from being the realm of the rich, building an investment portfolio is something that most people can do. It can start as a simple savings plan – a few dollars in the bank – before expa...

Return of the trade war

Posted By Chris Smith,
21/05/2019 13:48 PM
This month we have seen both local and overseas markets continue to remain volatile. This has been caused largely by the recurrence of the US/China trade war. For a while, both countries seemed to be ...

Placing your family wealth in trust

Posted By John Cachia,
19/05/2019 14:56 PM
The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most tax-effective way. There is no 'one...

8 common financial mistakes people make in their 30s

Posted By Levent Aldogan,
06/05/2019 20:41 PM
Climbing the career ladder, perhaps buying a home and starting a family – the 30s are an exciting stage of life. However, the decisions made now can make a big difference to future financial wel...

Building a passive income

Posted By John Cachia,
11/04/2019 10:00 AM
A simple guide from an earlier era suggested eight hours for sleeping, eight hours for work and eight hours for leisure. Nowadays work seems to take up more than its fair share and many people might b...

Financial advice is not the same for everyone

Posted By John Cachia,
21/03/2019 10:13 AM
Financial planning. That’s for people with lots of money to invest, isn’t it? Not necessarily. Sure, investment planning is an important part of financial planning, but underpinning the ...

Managing the transition of your interest-only loan

Posted By John Cachia,
14/03/2019 09:28 AM
Just over four years ago Sarah bought an investment property. To help pay for it she took out a $400,000, 25-year mortgage that offered interest-only (IO) repayments for the first five years. At an in...

New rules for credit cards: what do they mean for you?

Posted By John Cachia,
07/03/2019 09:52 AM
The name John Biggins may not sound familiar, but the banking industry has much to thank him for. Mr Biggins, a Brooklyn banker, was the brains behind the very first credit card in 1946. Known as the ...

When Shane met JK

Posted By John Cachia,
21/02/2019 15:33 PM
On Tuesday (19th February 2019) one of our adviser assistants, John Koutsouroupas (or JK as we affectionately call him) was fortunate enough to attend an exclusive event hosted by Dr Shane O...